Negotiating Your Way To Lower Homeowners Insurance Rates

Every homeowner should have their own insurance policy in place to protect themselves from various disasters like fires, damage from a fallen tree, or a busted water pipe. Each homeownersinsurance quotes their rates based on a number of different criteria. As a consumer, you want to save as much money as possible, and much like other bills you pay, you may be able to get a reduced rate on your insurance with a few simple tips. [Read More]

The Benefits Of Using Digital Telematics

Digital telematics are onboard devices that are installed in a car and that collect a variety of information pertaining to the use of the vehicle over a given period of time. Their popularity has been increasing over the past couple of years among car insurers, as they help better calculate the various risks that are associated with the usage of car, and thus the monthly amount of premiums that is needed to provide auto coverage. [Read More]

The Benefits Of Gap, No-Fault And Medical And Personal Injury Isurance

Insurance coverage for liability and collision are two standard types of insurance policies. However, there are a few other insurance policies that you might want to consider as they may be useful to you depending on the age of your car and how much money you owe on the vehicle. No-fault insurance, gap insurance and medical and personal-injury protection may be a good idea, if you can afford them. Here is a detailed explanation of each of these policies so that you can decide if any of them is the right choice for you. [Read More]

Don't Make One Of These 3 Costly Mistakes In Your Insurance Policy

Preparing to drive means you need to have proper auto insurance in place beforehand to remain in compliance with the law. While many people assume that all insurance is the same, that isn't the case. There are a lot of variables that come into play that could end up costing you more than what it should when getting car insurance. Consider some of the following mistakes to avoid when purchasing an insurance policy. [Read More]