An Overview Of Collision Deductible Waivers

Posted on 29 December 2022

Auto insurance companies offer various riders or add-ons to enhance basic or standard coverage. You get each rider at an additional cost to your insurance. A collision deductible waiver is one of these riders. Below is an overview of the collision deductible waiver. What It Is and Why You Need It Your collision coverage compensates for damage arising from a collision with an uninsured driver. Like other forms of coverage, you have to pay a portion of the damages as a deductible. [Read More]

Mistakes People Make During Their Auto Insurance Applications And How To Avoid Them

Posted on 15 November 2022

Whether it is your first time getting a vehicle or you have had one for a while, insuring it gives you great peace of mind. More so, it is an excellent way to cushion against liabilities connected to owning a car. However, the insurance application process is not simple, and a lot of information might seem confusing along the way. At the same time, mistakes in the application can negatively affect your application and even lead to you paying higher premiums. [Read More]

What Are The Pros And Cons Of Medicare Advantage Plans?

Posted on 28 September 2022

While some people choose to use Original Medicare coverage, others switch to using a Medicare Advantage plan instead. How do these plans work? What are their advantages and disadvantages? What Is Medicare Advantage?  Medicare Advantage plans work in the same way as Original Medicare; however, they are managed by private companies. These plans give you standard Parts A and B benefits. They also often include other benefits that don't come in standard plans. [Read More]

Why You Absolutely Need To Bundle Your Insurance Policies

Posted on 24 August 2022

Bundling insurance policies merely means having more than one insurance policy with the same company or agent. So, if you have car insurance, homeowner's insurance, and business insurance, and you have each policy through only one company or agent, you've bundled them together. If you have each policy through a different insurance company, you're not bundling them. It's that simple. However, there are a few advantages to bundling that you should take advantage of. [Read More]

About Me

Choosing Insurance Doesn't Have To Be Stressful

Nothing is more stressful than attending an open enrollment meeting at work and being asked to select a plan in a few minutes. However, there might be an easier way to choose a plan that is right for you and your family. By doing your own research and purchasing insurance independently, you might be able to customize your policy to your needs. When you start reading the articles on my website, think carefully about your own situation. Remember that you don't have to feel bullied into choosing any one plan in particular, and that there are a lot of options out there.