How To Handle Your Personal Property Claim After A House Fire

Did you recently have a house fire that caused a lot of damage to your home and your belongings inside it? If so, you'll need to know how to handle your personal property claim with your insurance adjuster. Estimate The Damage The easiest way to deal with your personal property is to allow an insurance adjuster to estimate the damage that was caused. Insurance adjusters can make this estimate in a few different ways to ensure that it is as accurate as possible. [Read More]

Here Is Why Everyone Needs Health Insurance

The COVID-19 pandemic has given everyone numerous life lessons. But key among them is the importance of a good health insurance plan. Medical exigencies are so unpredictable, and the accompanying financial implications can be tough to handle.  But even without COVID-19, there has been a prevalence of lifestyle diseases like diabetes, stroke, heart attack, and hypertension for both the young and the elderly. A health insurance policy ensures you're well protected when such diseases strike. [Read More]

Considerations When Purchasing Home Insurance

Home insurance allows you to meet mortgage requirements, protect your home and possessions. While most homeowners appreciate the benefits of home insurance, navigating through the policy can be an overwhelming task. This article highlights the most critical factors to consider when purchasing home insurance.  Consider Your Coverage Options  Home insurance provides different coverage options. Thus, one must review the policy to ensure they are adequately covered. Typically, the insurer will require you to have building insurance covering damages to the home structure resulting from identified perils. [Read More]

Buying A DBA Insurance Policy: What You Need To Know

As a business owner, you have some legal responsibility to protect your employees. This remains true if you send any employees overseas for work-related purposes. Specifically, if your business secures a work contract with the United States government, you'll probably be required to carry something called Defense Base Act (DBA) insurance for the workers who will be traveling. Specifically, a DBA insurance policy is designed to protect your employees from health/medical costs if they are injured or become sick while traveling for work. [Read More]