2015
Auto Insurance: 4 Tips For Lowering Your Rates After Age 65
If you are an older driver, you probably have low insurance rates. However, there is a point when that suddenly changes. According to the Department of Motor Vehicles, the magic number that increases your rates is age 65. Once you hit 65, you probably noticed that your premiums spiked. While this is unfortunate, it does happen. The good news is that you can lower your rates.
Here's four tips for lowering your auto insurance rates after the age of 65:
Paying Less For Auto Insurance: How To Pay Less And Keep Coverage
You must have auto insurance in order to drive your vehicle, but you don't have to pay a large amount of money every month to have coverage. There are ways you can pay less for your auto insurance without sacrificing coverage. Here are a few ways you can do it.
Reevaluate your current insurance
If you have been with the same auto insurance company for several months or years, it's time to reevaluate your service.
3 Great Ways To Cut Homeowners Insurance Rates
Is your homeowners insurance costing you too much? If so, making sure your home is covered without hurting the bank is definitely an option you will want to exercise, especially if you are on a budget. Well, rather than eliminate some of your homeowners insurance coverage just to help lower your rates, you may find other solutions that are safer and better for your home. So, before you think that cutting rates is the best and only option that you have, definitely be sure to consider these options:
Car Insurance Claims - Four Things You Shouldn't Do
Your car insurance company is there to protect you and will do the heavy lifting for you when it comes to the details of your claim. There are common mistakes that you should steer clear of while dealing with the aftermath of an accident. When it comes to car insurance claims, here are four things that you should never do.
1. Never Delay Contacting Your Insurance
You shouldn't be slow to contact your insurance because you are scared this might raise your rates.
The Info You've Got To Have To Buy Homeowner's Insurance
If you need to buy homeowner's insurance, you probably want to get the policy in place as soon as possible. To do so, you need to have some essential information available when you call your insurance agent to set up the policy. Keep reading to learn the essential info that you'll need on hand to get the protection your home needs.
Information About Your Home
There are multiple questions that a homeowner's insurance agent will typically ask about your home.
Negotiating Your Way To Lower Homeowners Insurance Rates
Every homeowner should have their own insurance policy in place to protect themselves from various disasters like fires, damage from a fallen tree, or a busted water pipe. Each homeownersinsurance quotes their rates based on a number of different criteria. As a consumer, you want to save as much money as possible, and much like other bills you pay, you may be able to get a reduced rate on your insurance with a few simple tips.
The Benefits Of Using Digital Telematics
Digital telematics are onboard devices that are installed in a car and that collect a variety of information pertaining to the use of the vehicle over a given period of time. Their popularity has been increasing over the past couple of years among car insurers, as they help better calculate the various risks that are associated with the usage of car, and thus the monthly amount of premiums that is needed to provide auto coverage.
The Benefits Of Gap, No-Fault And Medical And Personal Injury Isurance
Insurance coverage for liability and collision are two standard types of insurance policies. However, there are a few other insurance policies that you might want to consider as they may be useful to you depending on the age of your car and how much money you owe on the vehicle. No-fault insurance, gap insurance and medical and personal-injury protection may be a good idea, if you can afford them. Here is a detailed explanation of each of these policies so that you can decide if any of them is the right choice for you.
Don't Make One Of These 3 Costly Mistakes In Your Insurance Policy
Preparing to drive means you need to have proper auto insurance in place beforehand to remain in compliance with the law. While many people assume that all insurance is the same, that isn't the case. There are a lot of variables that come into play that could end up costing you more than what it should when getting car insurance. Consider some of the following mistakes to avoid when purchasing an insurance policy.
4 Things You Can Do To Lower Auto Insurance Costs
Auto insurance is required in all 50 states. You need to buy a car insurance policy, but if you're like many people, you may not know that there are ways that you can lower your auto insurance costs. Here are four things you can do to get lower rates on your auto insurance.
Improve Your Credit Score
Many people don't know that their credit score affects their car insurance premiums. However, many auto insurance companies use your credit score to come up with your quote and premium price.
About Me
Nothing is more stressful than attending an open enrollment meeting at work and being asked to select a plan in a few minutes. However, there might be an easier way to choose a plan that is right for you and your family. By doing your own research and purchasing insurance independently, you might be able to customize your policy to your needs. When you start reading the articles on my website, think carefully about your own situation. Remember that you don't have to feel bullied into choosing any one plan in particular, and that there are a lot of options out there.